Lender in Colorado · HMDA 2025
Plains Commerce Bank mortgages in Colorado
Plains Commerce Bank's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
Plains Commerce Bank originated 463 owner-occupied single-family loans in Colorado from 492 completed applications.
Its median conventional purchase loan costs were $7,410 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.50% (Colorado: 6.50%).
Loans in CO
463
of 492 applications
Denial rate
4.7%
Purchase · CO 6.3%
Rate spread
+0.03 pts
Conv. · CO +0.04 pts
Loan amount
$505,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 423 | 402 | 4.7% | 6.500% | +0.03 pts | $7,410 | $505,000 |
| Refinance | 54 | 47 | 11.1% | 6.125% | −0.03 pts | $5,920 | $525,000 |
| Cash-out refinance | 15 | 14 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where Plains Commerce Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mineral County | 6 | 1 | 8.3% |
| Delta County | 18 | 4 | 0.9% |
| Saguache County | 21 | 1 | 2.0% |
| Lake County | 23 | 2 | 1.7% |
- Plains Commerce Bank nationwide
- Colorado mortgage market
- Plains Commerce Bank in Florida
- Plains Commerce Bank in South Dakota
- Plains Commerce Bank in Arizona
- Plains Commerce Bank in Texas
- Plains Commerce Bank in Utah
- Plains Commerce Bank in Georgia
- Plains Commerce Bank in Minnesota
- Plains Commerce Bank in Nebraska
- Plains Commerce Bank in North Carolina
- Plains Commerce Bank in California
- Plains Commerce Bank in Iowa
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology