Lender in Iowa · HMDA 2025
Plains Commerce Bank mortgages in Iowa
Plains Commerce Bank's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
Plains Commerce Bank originated 207 owner-occupied single-family loans in Iowa from 235 completed applications.
Its median conventional purchase loan costs were $4,990 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.625% (Iowa: 6.375%).
Loans in IA
207
of 235 applications
Denial rate
12.3%
Purchase · IA 6.3%
Rate spread
+0.37 pts
Conv. · IA −0.05 pts
Loan amount
$165,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 220 | 192 | 12.3% | 6.625% | +0.37 pts | $4,990 | $165,000 |
| Refinance | 10 | 10 | — | — | — | — | — |
| Cash-out refinance | 5 | 5 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where Plains Commerce Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 31.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cerro Gordo County | 2 | 32 | 9.5% |
| Des Moines County | 4 | 25 | 7.2% |
| Taylor County | 5 | 2 | 4.1% |
| Shelby County | 6 | 5 | 3.3% |
| Floyd County | 7 | 4 | 5.2% |
| Hancock County | 7 | 4 | 3.9% |
| Adams County | 7 | 2 | 5.4% |
| Monroe County | 8 | 2 | 2.6% |
| Plymouth County | 9 | 8 | 3.0% |
| Emmet County | 9 | 3 | 3.5% |
| Winnebago County | 10 | 3 | 2.9% |
| Kossuth County | 11 | 3 | 2.2% |
| Crawford County | 12 | 2 | 1.4% |
| Wright County | 12 | 2 | 2.1% |
| Sioux County | 13 | 4 | 0.9% |
| Cass County | 14 | 3 | 1.7% |
| Lee County | 14 | 3 | 1.5% |
| Woodbury County | 15 | 15 | 1.2% |
| Lyon County | 15 | 2 | 1.3% |
| Montgomery County | 16 | 2 | 1.9% |
| O'Brien County | 16 | 2 | 1.4% |
| Mills County | 17 | 4 | 1.3% |
| Franklin County | 18 | 1 | 2.2% |
| Osceola County | 19 | 1 | 2.4% |
| Pottawattamie County | 20 | 16 | 1.2% |
| Clinton County | 20 | 5 | 0.9% |
| Worth County | 21 | 1 | 1.4% |
| Buchanan County | 22 | 2 | 0.8% |
| Cherokee County | 23 | 1 | 0.9% |
| Decatur County | 24 | 1 | 1.3% |
- Plains Commerce Bank nationwide
- Iowa mortgage market
- Plains Commerce Bank in Florida
- Plains Commerce Bank in South Dakota
- Plains Commerce Bank in Arizona
- Plains Commerce Bank in Texas
- Plains Commerce Bank in Utah
- Plains Commerce Bank in Colorado
- Plains Commerce Bank in Georgia
- Plains Commerce Bank in Minnesota
- Plains Commerce Bank in Nebraska
- Plains Commerce Bank in North Carolina
- Plains Commerce Bank in California
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology