Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Pennsylvania · HMDA 2025

Primary Residential Mortgage, Inc. mortgages in Pennsylvania

Primary Residential Mortgage, Inc.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.

Primary Residential Mortgage, Inc. originated 232 owner-occupied single-family loans in Pennsylvania from 243 completed applications.

Its median conventional purchase loan costs were $6,400 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.75% (Pennsylvania: 6.625%).

Loans in PA
232
of 243 applications
Denial rate
3.5%
Purchase · PA 6.7%
Rate spread
+0.49 pts
Conv. · PA +0.17 pts
Loan amount
$275,000
Purchase · PA $275,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2272193.5%6.750%+0.49 pts$6,400$275,000
Refinance97—————
Cash-out refinance76—————

*Conventional loans only; medians with at least 20 loans.

Pennsylvania counties where Primary Residential Mortgage, Inc. ranks in the top 25

CountyRankLoansMarket share
Adams County6402.9%
York County111322.1%
McKean County2310.4%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology