Lender in Rhode Island · HMDA 2025
Primary Residential Mortgage, Inc. mortgages in Rhode Island
Primary Residential Mortgage, Inc.'s 2025 home-purchase and refinance lending in Rhode Island, compared with all lenders in the state.
Primary Residential Mortgage, Inc. originated 479 owner-occupied single-family loans in Rhode Island from 545 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $8,060 versus $5,000 for all Rhode Island lenders, at a median 30-year fixed rate of 6.75% (Rhode Island: 6.625%).
Loans in RI
479
of 545 applications
Denial rate
8.5%
Purchase · RI 6.6%
Rate spread
+0.44 pts
Conv. · RI +0.16 pts
Loan amount
$405,000
Purchase · RI $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 425 | 389 | 8.5% | 6.750% | +0.44 pts | $8,060 | $405,000 |
| Refinance | 48 | 35 | 27.1% | — | — | — | $375,000 |
| Cash-out refinance | 72 | 55 | 23.6% | 6.750% | +0.43 pts | $9,830 | $325,000 |
*Conventional loans only; medians with at least 20 loans.
Rhode Island counties where Primary Residential Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Providence County | 3 | 339 | 4.9% |
| Kent County | 3 | 111 | 4.4% |
| Washington County | 19 | 22 | 1.7% |
- Primary Residential Mortgage, Inc. nationwide
- Rhode Island mortgage market
- Primary Residential Mortgage, Inc. in Maryland
- Primary Residential Mortgage, Inc. in New Mexico
- Primary Residential Mortgage, Inc. in Florida
- Primary Residential Mortgage, Inc. in Texas
- Primary Residential Mortgage, Inc. in North Carolina
- Primary Residential Mortgage, Inc. in Colorado
- Primary Residential Mortgage, Inc. in California
- Primary Residential Mortgage, Inc. in Utah
- Primary Residential Mortgage, Inc. in Pennsylvania
- Primary Residential Mortgage, Inc. in Tennessee
- Primary Residential Mortgage, Inc. in Kansas
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology