Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Michigan · HMDA 2025

Pulte Mortgage LLC mortgages in Michigan

Pulte Mortgage LLC's 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.

Pulte Mortgage LLC originated 401 owner-occupied single-family loans in Michigan from 431 completed applications.

Its median conventional purchase loan costs were $1,930 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.625% (Michigan: 6.625%).

Loans in MI
401
of 431 applications
Denial rate
7.0%
Purchase · MI 7.8%
Rate spread
−0.02 pts
Conv. · MI +0.23 pts
Loan amount
$425,000
Purchase · MI $245,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase4304007.0%6.625%−0.02 pts$1,930$425,000
Refinance11—————
Cash-out refinance00—————

*Conventional loans only; medians with at least 20 loans.

Michigan counties where Pulte Mortgage LLC ranks in the top 25

CountyRankLoansMarket share
Washtenaw County13872.1%
Oakland County182041.1%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology