Lender in Georgia · HMDA 2025
Queensborough National Bank & Trust Company mortgages in Georgia
Queensborough National Bank & Trust Company's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Queensborough National Bank & Trust Company originated 232 owner-occupied single-family loans in Georgia from 259 completed applications.
Its median conventional purchase loan costs were $7,140 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.375% (Georgia: 6.624%).
Loans in GA
232
of 259 applications
Denial rate
5.3%
Purchase · GA 9.9%
Rate spread
+0.06 pts
Conv. · GA +0.13 pts
Loan amount
$295,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 228 | 210 | 5.3% | 6.375% | +0.06 pts | $7,140 | $295,000 |
| Refinance | 14 | 9 | — | — | — | — | — |
| Cash-out refinance | 17 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Queensborough National Bank & Trust Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Burke County | 3 | 11 | 6.6% |
| Warren County | 3 | 2 | 6.5% |
| Jefferson County | 4 | 7 | 6.9% |
| Screven County | 4 | 6 | 7.0% |
| Glascock County | 4 | 1 | 5.6% |
| Columbia County | 6 | 122 | 3.8% |
| McDuffie County | 7 | 8 | 3.5% |
| Lincoln County | 8 | 3 | 2.8% |
| Irwin County | 10 | 1 | 2.4% |
| Jenkins County | 10 | 1 | 2.6% |
| Richmond County | 12 | 44 | 2.0% |
| Washington County | 13 | 1 | 1.2% |
| Tattnall County | 21 | 1 | 0.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology