Lender in Nebraska · HMDA 2025
Rate mortgages in Nebraska
Rate's 2025 home-purchase and refinance lending in Nebraska, compared with all lenders in the state.
Rate originated 456 owner-occupied single-family loans in Nebraska from 476 completed applications, making it the state's #14 lender by volume.
Its median conventional purchase loan costs were $3,900 versus $3,100 for all Nebraska lenders, at a median 30-year fixed rate of 6.75% (Nebraska: 6.624%).
Loans in NE
456
of 476 applications
Denial rate
4.1%
Purchase · NE 5.9%
Rate spread
+0.37 pts
Conv. · NE +0.13 pts
Loan amount
$265,000
Purchase · NE $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 392 | 375 | 4.1% | 6.750% | +0.37 pts | $3,900 | $265,000 |
| Refinance | 66 | 65 | 1.5% | — | +0.28 pts | $4,080 | $305,000 |
| Cash-out refinance | 18 | 16 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Nebraska counties where Rate ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Madison County | 2 | 48 | 12.4% |
| Stanton County | 3 | 8 | 12.7% |
| Wayne County | 3 | 4 | 7.7% |
| Pierce County | 4 | 3 | 5.5% |
| Webster County | 6 | 2 | 5.6% |
| Sarpy County | 7 | 121 | 3.0% |
| Antelope County | 7 | 4 | 6.3% |
| Cass County | 8 | 15 | 3.1% |
| Dodge County | 11 | 9 | 1.8% |
| Jefferson County | 13 | 3 | 2.9% |
| Deuel County | 13 | 1 | 4.5% |
| Washington County | 15 | 6 | 1.8% |
| Adams County | 15 | 5 | 1.5% |
| Douglas County | 16 | 181 | 2.1% |
| Gage County | 18 | 5 | 1.7% |
| Platte County | 18 | 4 | 0.9% |
| Knox County | 19 | 1 | 2.1% |
| Holt County | 20 | 1 | 1.3% |
| Johnson County | 21 | 1 | 2.3% |
| Richardson County | 21 | 1 | 1.2% |
| Cedar County | 24 | 1 | 2.0% |
| Polk County | 24 | 1 | 1.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology