Lender in New Hampshire · HMDA 2025
Rate mortgages in New Hampshire
Rate's 2025 home-purchase and refinance lending in New Hampshire, compared with all lenders in the state.
Rate originated 342 owner-occupied single-family loans in New Hampshire from 356 completed applications, making it the state's #10 lender by volume.
Its median conventional purchase loan costs were $4,730 versus $4,470 for all New Hampshire lenders, at a median 30-year fixed rate of 6.625% (New Hampshire: 6.625%).
Loans in NH
342
of 356 applications
Denial rate
2.2%
Purchase · NH 6.6%
Rate spread
+0.15 pts
Conv. · NH +0.17 pts
Loan amount
$455,000
Purchase · NH $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 271 | 265 | 2.2% | 6.625% | +0.15 pts | $4,730 | $455,000 |
| Refinance | 63 | 58 | 6.3% | 6.125% | +0.06 pts | $3,880 | $405,000 |
| Cash-out refinance | 22 | 19 | 13.6% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New Hampshire counties where Rate ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Rockingham County | 6 | 143 | 3.1% |
| Hillsborough County | 8 | 134 | 2.4% |
| Carroll County | 17 | 8 | 1.2% |
| Strafford County | 24 | 16 | 0.9% |
| Belknap County | 25 | 8 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology