Lender in Nevada · HMDA 2025
Rate mortgages in Nevada
Rate's 2025 home-purchase and refinance lending in Nevada, compared with all lenders in the state.
Rate originated 724 owner-occupied single-family loans in Nevada from 824 completed applications, making it the state's #13 lender by volume.
Its median conventional purchase loan costs were $6,920 versus $6,150 for all Nevada lenders, at a median 30-year fixed rate of 6.875% (Nevada: 6.50%).
Loans in NV
724
of 824 applications
Denial rate
7.3%
Purchase · NV 8.7%
Rate spread
+0.40 pts
Conv. · NV +0.10 pts
Loan amount
$385,000
Purchase · NV $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 641 | 592 | 7.3% | 6.875% | +0.40 pts | $6,920 | $385,000 |
| Refinance | 74 | 57 | 18.9% | 6.375% | +0.04 pts | $4,520 | $405,000 |
| Cash-out refinance | 109 | 75 | 29.4% | 6.950% | +0.53 pts | $5,480 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Nevada counties where Rate ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clark County | 11 | 655 | 2.1% |
| Nye County | 11 | 13 | 2.0% |
| Lander County | 14 | 1 | 3.0% |
| Carson City | 23 | 6 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology