Lender in Georgia · HMDA 2025
Robins Financial mortgages in Georgia
Robins Financial's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Robins Financial originated 457 owner-occupied single-family loans in Georgia from 513 completed applications.
Its median conventional purchase loan costs were $3,150 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.25% (Georgia: 6.624%).
Loans in GA
457
of 513 applications
Denial rate
2.8%
Purchase · GA 9.9%
Rate spread
−0.11 pts
Conv. · GA +0.13 pts
Loan amount
$225,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 360 | 325 | 2.8% | 6.250% | −0.11 pts | $3,150 | $225,000 |
| Refinance | 53 | 44 | 15.1% | 6.125% | −0.34 pts | $3,760 | $195,000 |
| Cash-out refinance | 100 | 88 | 11.0% | 6.375% | −0.24 pts | $3,950 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Robins Financial ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jones County | 2 | 26 | 8.2% |
| Macon County | 2 | 3 | 8.3% |
| Bibb County | 3 | 83 | 5.2% |
| Bleckley County | 3 | 11 | 8.3% |
| Wilkinson County | 3 | 5 | 7.9% |
| Crawford County | 4 | 6 | 6.7% |
| Taylor County | 4 | 2 | 5.0% |
| Monroe County | 5 | 18 | 3.9% |
| Pulaski County | 5 | 6 | 5.0% |
| Emanuel County | 5 | 3 | 3.4% |
| Telfair County | 5 | 2 | 6.5% |
| Houston County | 6 | 160 | 5.0% |
| Peach County | 6 | 21 | 5.7% |
| Washington County | 6 | 3 | 3.7% |
| Johnson County | 6 | 2 | 3.8% |
| Hancock County | 6 | 1 | 3.9% |
| Laurens County | 8 | 12 | 2.9% |
| Crisp County | 8 | 4 | 3.6% |
| Baldwin County | 9 | 9 | 3.1% |
| Dodge County | 9 | 4 | 3.3% |
| Randolph County | 9 | 1 | 4.3% |
| Wheeler County | 10 | 1 | 4.3% |
| Twiggs County | 12 | 1 | 2.4% |
| Putnam County | 14 | 4 | 1.3% |
| Lamar County | 15 | 5 | 1.5% |
| Dooly County | 15 | 1 | 1.9% |
| Tift County | 21 | 3 | 0.8% |
| Madison County | 23 | 4 | 1.1% |
| Candler County | 23 | 1 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology