Lender in New York · HMDA 2025
Royal United Mortgage LLC mortgages in New York
Royal United Mortgage LLC's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Royal United Mortgage LLC originated 299 owner-occupied single-family loans in New York from 436 completed applications.
Loans in NY
299
of 436 applications
Denial rate
—
Purchase · NY 9.5%
Rate spread
—
Conv. · NY +0.07 pts
Loan amount
—
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 18 | 8 | — | — | — | — | — |
| Refinance | 418 | 291 | 27.8% | 7.000% | +1.10 pts | $7,290 | $125,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New York counties where Royal United Mortgage LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| St. Lawrence County | 12 | 8 | 1.5% |
| Allegany County | 12 | 4 | 1.5% |
| Chautauqua County | 17 | 7 | 0.8% |
| Yates County | 17 | 2 | 1.2% |
| Fulton County | 19 | 5 | 1.1% |
| Franklin County | 20 | 2 | 1.0% |
| Otsego County | 21 | 4 | 1.0% |
| Essex County | 21 | 3 | 1.2% |
| Niagara County | 24 | 14 | 0.7% |
| Herkimer County | 24 | 4 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology