Lender in Georgia · HMDA 2025
Royal United Mortgage LLC mortgages in Georgia
Royal United Mortgage LLC's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Royal United Mortgage LLC originated 228 owner-occupied single-family loans in Georgia from 305 completed applications.
Loans in GA
228
of 305 applications
Denial rate
—
Purchase · GA 9.9%
Rate spread
—
Conv. · GA +0.13 pts
Loan amount
—
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 7 | 6 | — | — | — | — | — |
| Refinance | 298 | 222 | 20.8% | 7.000% | +1.09 pts | $6,240 | $105,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Royal United Mortgage LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Warren County | 2 | 3 | 9.7% |
| Johnson County | 4 | 3 | 5.7% |
| Jeff Davis County | 7 | 2 | 2.4% |
| Clay County | 9 | 1 | 6.3% |
| Irwin County | 13 | 1 | 2.4% |
| Jefferson County | 15 | 2 | 2.0% |
| Bacon County | 15 | 1 | 2.5% |
| Randolph County | 16 | 1 | 4.3% |
| Jenkins County | 18 | 1 | 2.6% |
| Wheeler County | 18 | 1 | 4.3% |
| Taylor County | 19 | 1 | 2.5% |
| Dooly County | 23 | 1 | 1.9% |
| Butts County | 24 | 4 | 1.1% |
| Cook County | 24 | 2 | 1.4% |
| Ware County | 25 | 3 | 1.1% |
| Montgomery County | 25 | 1 | 2.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology