Lender in Indiana · HMDA 2025
Ruoff Mortgage Company, Inc. mortgages in Indiana
Ruoff Mortgage Company, Inc.'s 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Ruoff Mortgage Company, Inc. originated 6,214 owner-occupied single-family loans in Indiana from 7,313 completed applications, making it the state's #2 lender by volume.
Its median conventional purchase loan costs were $3,080 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.875% (Indiana: 6.625%).
Loans in IN
6,214
of 7,313 applications
Denial rate
2.9%
Purchase · IN 7.4%
Rate spread
+0.38 pts
Conv. · IN +0.24 pts
Loan amount
$215,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 6,428 | 5,556 | 2.9% | 6.875% | +0.38 pts | $3,080 | $215,000 |
| Refinance | 408 | 313 | 11.3% | 6.375% | +0.14 pts | $3,580 | $235,000 |
| Cash-out refinance | 477 | 345 | 17.8% | 7.000% | +0.62 pts | $4,150 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Ruoff Mortgage Company, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 78.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Allen County | 1 | 834 | 12.6% |
| St. Joseph County | 1 | 382 | 10.7% |
| Delaware County | 1 | 213 | 14.7% |
| Grant County | 1 | 194 | 26.2% |
| Kosciusko County | 1 | 181 | 17.3% |
| Vigo County | 1 | 172 | 13.2% |
| Madison County | 1 | 166 | 7.8% |
| Howard County | 1 | 144 | 9.3% |
| DeKalb County | 1 | 108 | 13.3% |
| Clinton County | 1 | 86 | 16.4% |
| Huntington County | 1 | 85 | 15.6% |
| Whitley County | 1 | 85 | 15.0% |
| Cass County | 1 | 82 | 17.0% |
| Henry County | 1 | 81 | 11.7% |
| Wabash County | 1 | 81 | 18.2% |
| Wells County | 1 | 69 | 15.9% |
| Miami County | 1 | 58 | 15.3% |
| Putnam County | 1 | 58 | 10.6% |
| Steuben County | 1 | 56 | 13.1% |
| Sullivan County | 1 | 39 | 17.7% |
| Jefferson County | 1 | 37 | 8.6% |
| Starke County | 1 | 37 | 10.8% |
| Carroll County | 1 | 31 | 10.1% |
| Owen County | 1 | 27 | 9.6% |
| Blackford County | 1 | 22 | 15.8% |
| Elkhart County | 2 | 257 | 10.3% |
| Monroe County | 2 | 231 | 14.8% |
| Lawrence County | 2 | 78 | 12.2% |
| Marshall County | 2 | 65 | 12.6% |
| Adams County | 2 | 61 | 14.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology