Lender in Arkansas · HMDA 2025
Simmons Bank mortgages in Arkansas
Simmons Bank's 2025 home-purchase and refinance lending in Arkansas, compared with all lenders in the state.
Simmons Bank originated 417 owner-occupied single-family loans in Arkansas from 511 completed applications, making it the state's #20 lender by volume.
Its median conventional purchase loan costs were $3,460 versus $3,850 for all Arkansas lenders, at a median 30-year fixed rate of 6.75% (Arkansas: 6.625%).
Loans in AR
417
of 511 applications
Denial rate
10.6%
Purchase · AR 8.5%
Rate spread
+0.18 pts
Conv. · AR +0.17 pts
Loan amount
$225,000
Purchase · AR $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 415 | 367 | 10.6% | 6.750% | +0.18 pts | $3,460 | $225,000 |
| Refinance | 45 | 25 | 44.4% | — | +0.23 pts | $2,990 | $125,000 |
| Cash-out refinance | 51 | 25 | 51.0% | 6.875% | +0.36 pts | $3,550 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Arkansas counties where Simmons Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Conway County | 4 | 9 | 4.3% |
| Desha County | 5 | 3 | 6.7% |
| Lincoln County | 5 | 2 | 4.0% |
| White County | 6 | 48 | 4.6% |
| Jefferson County | 6 | 19 | 4.1% |
| Searcy County | 6 | 3 | 4.3% |
| Union County | 7 | 8 | 2.6% |
| Franklin County | 7 | 7 | 3.4% |
| Cleveland County | 7 | 3 | 5.6% |
| Ashley County | 10 | 2 | 1.5% |
| Johnson County | 11 | 6 | 2.2% |
| Chicot County | 11 | 1 | 2.6% |
| Faulkner County | 12 | 45 | 2.3% |
| Bradley County | 12 | 1 | 2.0% |
| Drew County | 12 | 1 | 1.0% |
| Poinsett County | 13 | 5 | 1.9% |
| Stone County | 14 | 2 | 1.8% |
| Pope County | 15 | 11 | 1.7% |
| Cleburne County | 15 | 5 | 1.7% |
| Clay County | 17 | 2 | 1.2% |
| Garland County | 18 | 17 | 1.4% |
| Craighead County | 20 | 23 | 1.6% |
| Pulaski County | 21 | 69 | 1.4% |
| Van Buren County | 22 | 2 | 1.1% |
| Perry County | 24 | 1 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology