Lender in Tennessee · HMDA 2025
Simmons Bank mortgages in Tennessee
Simmons Bank's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Simmons Bank originated 272 owner-occupied single-family loans in Tennessee from 316 completed applications.
Its median conventional purchase loan costs were $4,400 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.75% (Tennessee: 6.624%).
Loans in TN
272
of 316 applications
Denial rate
7.6%
Purchase · TN 7.7%
Rate spread
+0.22 pts
Conv. · TN +0.11 pts
Loan amount
$235,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 251 | 229 | 7.6% | 6.750% | +0.22 pts | $4,400 | $235,000 |
| Refinance | 28 | 15 | 46.4% | — | — | — | — |
| Cash-out refinance | 37 | 28 | 24.3% | 6.750% | +0.27 pts | $4,070 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Simmons Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Weakley County | 3 | 27 | 8.2% |
| Hardeman County | 4 | 11 | 6.1% |
| Obion County | 8 | 13 | 4.1% |
| Madison County | 12 | 24 | 2.0% |
| Gibson County | 13 | 13 | 1.8% |
| McMinn County | 13 | 13 | 1.7% |
| Crockett County | 13 | 4 | 2.3% |
| Carroll County | 14 | 4 | 1.1% |
| Chester County | 14 | 4 | 1.8% |
| Henderson County | 16 | 5 | 1.7% |
| Monroe County | 22 | 6 | 1.1% |
| McNairy County | 24 | 3 | 1.0% |
| Henry County | 25 | 3 | 0.7% |
| Dyer County | 25 | 2 | 0.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology