Lender in Ohio · HMDA 2025
Sofi Bank, N.A. mortgages in Ohio
Sofi Bank, N.A.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Sofi Bank, N.A. originated 217 owner-occupied single-family loans in Ohio from 245 completed applications.
Its median conventional purchase loan costs were $4,240 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.625% (Ohio: 6.625%).
Loans in OH
217
of 245 applications
Denial rate
9.7%
Purchase · OH 7.1%
Rate spread
+0.24 pts
Conv. · OH +0.22 pts
Loan amount
$265,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 134 | 121 | 9.7% | 6.625% | +0.24 pts | $4,240 | $265,000 |
| Refinance | 44 | 42 | 2.3% | 6.375% | +0.11 pts | $3,230 | $325,000 |
| Cash-out refinance | 67 | 54 | 19.4% | 6.990% | +0.64 pts | $4,200 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Sofi Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Monroe County | 21 | 1 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology