Lender in Pennsylvania · HMDA 2025
Sofi Bank, N.A. mortgages in Pennsylvania
Sofi Bank, N.A.'s 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Sofi Bank, N.A. originated 242 owner-occupied single-family loans in Pennsylvania from 282 completed applications.
Its median conventional purchase loan costs were $5,160 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.625% (Pennsylvania: 6.625%).
Loans in PA
242
of 282 applications
Denial rate
6.1%
Purchase · PA 6.7%
Rate spread
+0.16 pts
Conv. · PA +0.17 pts
Loan amount
$265,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 180 | 167 | 6.1% | 6.625% | +0.16 pts | $5,160 | $265,000 |
| Refinance | 31 | 27 | 9.7% | — | −0.12 pts | $6,380 | $315,000 |
| Cash-out refinance | 71 | 48 | 31.0% | 6.875% | +0.33 pts | $4,180 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Sofi Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| McKean County | 11 | 3 | 1.3% |
| Potter County | 17 | 1 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology