Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Mississippi · HMDA 2025

Stockton Mortgage Corporation mortgages in Mississippi

Stockton Mortgage Corporation's 2025 home-purchase and refinance lending in Mississippi, compared with all lenders in the state.

Stockton Mortgage Corporation originated 343 owner-occupied single-family loans in Mississippi from 381 completed applications, making it the state's #23 lender by volume.

Its median conventional purchase loan costs were $6,150 versus $4,460 for all Mississippi lenders, at a median 30-year fixed rate of 6.875% (Mississippi: 6.625%).

Loans in MS
343
of 381 applications
Denial rate
5.8%
Purchase · MS 11.3%
Rate spread
+0.52 pts
Conv. · MS +0.26 pts
Loan amount
$205,000
Purchase · MS $245,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase3283075.8%6.875%+0.52 pts$6,150$205,000
Refinance312519.4%———$255,000
Cash-out refinance221150.0%————

*Conventional loans only; medians with at least 20 loans.

Mississippi counties where Stockton Mortgage Corporation ranks in the top 25

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology