Lender in Kentucky · HMDA 2025
Stockton Mortgage Corporation mortgages in Kentucky
Stockton Mortgage Corporation's 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
Stockton Mortgage Corporation originated 2,027 owner-occupied single-family loans in Kentucky from 2,206 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $5,000 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.625% (Kentucky: 6.625%).
Loans in KY
2,027
of 2,206 applications
Denial rate
4.9%
Purchase · KY 8.2%
Rate spread
+0.32 pts
Conv. · KY +0.21 pts
Loan amount
$235,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,886 | 1,784 | 4.9% | 6.625% | +0.32 pts | $5,000 | $235,000 |
| Refinance | 161 | 123 | 22.4% | 6.125% | +0.08 pts | $4,680 | $265,000 |
| Cash-out refinance | 159 | 120 | 23.9% | 7.000% | +0.60 pts | $5,210 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where Stockton Mortgage Corporation ranks in the top 25
Showing the 30 counties where it ranks highest, of 88.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Campbell County | 1 | 132 | 8.1% |
| Franklin County | 1 | 86 | 12.0% |
| Marion County | 1 | 30 | 20.3% |
| Taylor County | 1 | 28 | 14.9% |
| Floyd County | 1 | 27 | 17.0% |
| Harlan County | 1 | 24 | 22.2% |
| Johnson County | 1 | 21 | 13.3% |
| Todd County | 1 | 17 | 14.2% |
| Washington County | 1 | 12 | 11.2% |
| Scott County | 2 | 108 | 9.0% |
| Anderson County | 2 | 35 | 9.5% |
| Woodford County | 2 | 26 | 7.5% |
| Carter County | 2 | 22 | 10.1% |
| Harrison County | 2 | 11 | 6.1% |
| Owen County | 2 | 11 | 7.9% |
| Pendleton County | 2 | 11 | 6.3% |
| Adair County | 2 | 10 | 12.5% |
| Union County | 2 | 8 | 9.4% |
| Jessamine County | 3 | 50 | 6.0% |
| Pike County | 3 | 20 | 7.8% |
| Bourbon County | 3 | 13 | 5.8% |
| Carroll County | 3 | 9 | 8.3% |
| Green County | 3 | 8 | 8.4% |
| Bracken County | 3 | 6 | 7.3% |
| Gallatin County | 3 | 6 | 7.2% |
| Martin County | 3 | 4 | 14.8% |
| Kenton County | 4 | 166 | 5.4% |
| Christian County | 4 | 52 | 6.2% |
| Boyd County | 4 | 38 | 6.8% |
| Edmonson County | 4 | 10 | 5.4% |
- Stockton Mortgage Corporation nationwide
- Kentucky mortgage market
- Stockton Mortgage Corporation in Alabama
- Stockton Mortgage Corporation in Indiana
- Stockton Mortgage Corporation in Tennessee
- Stockton Mortgage Corporation in Georgia
- Stockton Mortgage Corporation in Mississippi
- Stockton Mortgage Corporation in Ohio
- Stockton Mortgage Corporation in Pennsylvania
- Stockton Mortgage Corporation in Florida
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology