Lender in Florida · HMDA 2025
Suncoast Credit Union mortgages in Florida
Suncoast Credit Union's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Suncoast Credit Union originated 2,040 owner-occupied single-family loans in Florida from 2,458 completed applications.
Its median conventional purchase loan costs were $4,080 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.50% (Florida: 6.625%).
Loans in FL
2,040
of 2,458 applications
Denial rate
6.6%
Purchase · FL 12.8%
Rate spread
−0.83 pts
Conv. · FL +0.14 pts
Loan amount
$315,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,722 | 1,599 | 6.6% | 6.500% | −0.83 pts | $4,080 | $315,000 |
| Refinance | 258 | 159 | 38.0% | 6.250% | −1.12 pts | $3,040 | $335,000 |
| Cash-out refinance | 478 | 282 | 40.0% | 6.500% | −0.74 pts | $3,060 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Suncoast Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Citrus County | 5 | 92 | 3.1% |
| Hernando County | 6 | 101 | 2.3% |
| DeSoto County | 6 | 7 | 3.1% |
| Hillsborough County | 7 | 438 | 2.4% |
| Charlotte County | 7 | 92 | 2.1% |
| Hardee County | 7 | 5 | 3.2% |
| Collier County | 8 | 103 | 2.3% |
| Lee County | 9 | 394 | 2.8% |
| Pasco County | 11 | 200 | 1.6% |
| Hendry County | 12 | 9 | 1.9% |
| Pinellas County | 13 | 131 | 1.2% |
| Sarasota County | 13 | 98 | 1.4% |
| Suwannee County | 14 | 4 | 1.7% |
| Glades County | 14 | 2 | 2.2% |
| Manatee County | 16 | 93 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology