Lender in Florida · HMDA 2025
Synovus Bank mortgages in Florida
Synovus Bank's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Synovus Bank originated 277 owner-occupied single-family loans in Florida from 331 completed applications.
Its median conventional purchase loan costs were $7,300 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.375% (Florida: 6.625%).
Loans in FL
277
of 331 applications
Denial rate
13.1%
Purchase · FL 12.8%
Rate spread
−0.16 pts
Conv. · FL +0.14 pts
Loan amount
$295,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 297 | 257 | 13.1% | 6.375% | −0.16 pts | $7,300 | $295,000 |
| Refinance | 16 | 11 | — | — | — | — | — |
| Cash-out refinance | 18 | 9 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Synovus Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Gulf County | 22 | 2 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology