Lender in Georgia · HMDA 2025
Synovus Bank mortgages in Georgia
Synovus Bank's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Synovus Bank originated 957 owner-occupied single-family loans in Georgia from 1,067 completed applications.
Its median conventional purchase loan costs were $5,510 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
957
of 1,067 applications
Denial rate
7.5%
Purchase · GA 9.9%
Rate spread
+0.07 pts
Conv. · GA +0.13 pts
Loan amount
$295,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 915 | 838 | 7.5% | 6.625% | +0.07 pts | $5,510 | $295,000 |
| Refinance | 69 | 56 | 15.9% | 6.125% | −0.37 pts | $6,800 | $585,000 |
| Cash-out refinance | 83 | 63 | 24.1% | 6.750% | +0.20 pts | $4,780 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Synovus Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 32.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Harris County | 3 | 48 | 7.5% |
| Muscogee County | 4 | 164 | 7.4% |
| Troup County | 6 | 39 | 3.8% |
| Houston County | 7 | 130 | 4.0% |
| Clarke County | 7 | 34 | 3.5% |
| Oconee County | 7 | 28 | 4.4% |
| Candler County | 7 | 4 | 5.1% |
| Talbot County | 7 | 2 | 4.3% |
| Bulloch County | 8 | 25 | 2.9% |
| Dougherty County | 8 | 18 | 3.1% |
| Echols County | 8 | 1 | 11.1% |
| Murray County | 10 | 8 | 2.1% |
| Rabun County | 10 | 4 | 2.2% |
| Peach County | 11 | 7 | 1.9% |
| Greene County | 11 | 6 | 1.8% |
| Pulaski County | 11 | 4 | 3.3% |
| Worth County | 12 | 3 | 2.5% |
| Thomas County | 13 | 9 | 1.9% |
| Lee County | 14 | 12 | 2.2% |
| Tift County | 14 | 8 | 2.2% |
| Chattahoochee County | 14 | 1 | 5.0% |
| Glynn County | 17 | 12 | 1.0% |
| Monroe County | 17 | 8 | 1.7% |
| Gordon County | 18 | 16 | 1.8% |
| Bibb County | 19 | 18 | 1.1% |
| Morgan County | 19 | 4 | 1.2% |
| Crisp County | 19 | 2 | 1.8% |
| Jenkins County | 21 | 1 | 2.6% |
| Taylor County | 22 | 1 | 2.5% |
| Lowndes County | 23 | 16 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology