Lender in Texas · HMDA 2025
TexasBank mortgages in Texas
TexasBank's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
TexasBank originated 818 owner-occupied single-family loans in Texas from 863 completed applications.
Its median conventional purchase loan costs were $6,970 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).
Loans in TX
818
of 863 applications
Denial rate
2.4%
Purchase · TX 10.2%
Rate spread
+1.26 pts
Conv. · TX +0.09 pts
Loan amount
$245,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 714 | 676 | 2.4% | 6.500% | +1.26 pts | $6,970 | $245,000 |
| Refinance | 70 | 66 | 0.0% | — | +1.40 pts | $6,380 | $225,000 |
| Cash-out refinance | 79 | 76 | 2.5% | 6.875% | +1.95 pts | $4,990 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where TexasBank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Brown County | 1 | 49 | 15.3% |
| San Saba County | 2 | 2 | 8.0% |
| Comanche County | 5 | 6 | 4.3% |
| Stephens County | 6 | 2 | 3.0% |
| Sherman County | 7 | 1 | 3.3% |
| Wilbarger County | 10 | 1 | 1.3% |
| Young County | 11 | 3 | 2.0% |
| Erath County | 12 | 7 | 1.9% |
| Hamilton County | 13 | 1 | 1.3% |
| Jack County | 15 | 1 | 1.0% |
| Dallas County | 21 | 201 | 0.9% |
| Freestone County | 23 | 1 | 0.6% |
| Tarrant County | 24 | 240 | 1.0% |
| Scurry County | 24 | 1 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology