Lender in Wisconsin · HMDA 2025
The Equitable Bank, S.S.B. mortgages in Wisconsin
The Equitable Bank, S.S.B.'s 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
The Equitable Bank, S.S.B. originated 205 owner-occupied single-family loans in Wisconsin from 250 completed applications.
Its median conventional purchase loan costs were $3,600 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.375% (Wisconsin: 6.625%).
Loans in WI
205
of 250 applications
Denial rate
5.4%
Purchase · WI 6.2%
Rate spread
−0.05 pts
Conv. · WI +0.12 pts
Loan amount
$325,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 185 | 154 | 5.4% | 6.375% | −0.05 pts | $3,600 | $325,000 |
| Refinance | 52 | 42 | 11.5% | 6.125% | −0.21 pts | $2,150 | $365,000 |
| Cash-out refinance | 13 | 9 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where The Equitable Bank, S.S.B. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Ozaukee County | 21 | 19 | 1.4% |
| Waukesha County | 23 | 74 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology