Lender in Michigan · HMDA 2025
The Huntington National Bank mortgages in Michigan
The Huntington National Bank's 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
The Huntington National Bank originated 2,948 owner-occupied single-family loans in Michigan from 3,553 completed applications, making it the state's #6 lender by volume.
Its median conventional purchase loan costs were $3,960 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.625% (Michigan: 6.625%).
Loans in MI
2,948
of 3,553 applications
Denial rate
11.5%
Purchase · MI 7.8%
Rate spread
+0.19 pts
Conv. · MI +0.23 pts
Loan amount
$225,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,398 | 2,085 | 11.5% | 6.625% | +0.19 pts | $3,960 | $225,000 |
| Refinance | 415 | 320 | 19.3% | 6.625% | +0.10 pts | $3,140 | $225,000 |
| Cash-out refinance | 740 | 543 | 23.8% | 6.875% | +0.52 pts | $3,030 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where The Huntington National Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 78.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Otsego County | 2 | 39 | 12.2% |
| Charlevoix County | 2 | 27 | 11.6% |
| Oscoda County | 2 | 11 | 12.0% |
| Ogemaw County | 3 | 15 | 6.6% |
| Kalkaska County | 3 | 11 | 4.8% |
| Roscommon County | 4 | 22 | 6.1% |
| Antrim County | 4 | 16 | 5.9% |
| Montmorency County | 4 | 14 | 9.7% |
| Osceola County | 4 | 14 | 6.1% |
| Crawford County | 4 | 8 | 4.5% |
| Alcona County | 4 | 6 | 4.9% |
| Monroe County | 5 | 81 | 3.5% |
| Grand Traverse County | 5 | 45 | 3.7% |
| Montcalm County | 5 | 34 | 3.6% |
| Wexford County | 5 | 21 | 4.7% |
| Gladwin County | 5 | 15 | 4.3% |
| Leelanau County | 5 | 14 | 6.1% |
| Oceana County | 5 | 13 | 4.6% |
| Iosco County | 5 | 12 | 4.1% |
| Lake County | 5 | 8 | 5.6% |
| Arenac County | 5 | 6 | 3.8% |
| Saginaw County | 6 | 74 | 3.4% |
| Midland County | 6 | 43 | 3.8% |
| Mecosta County | 6 | 19 | 4.0% |
| Tuscola County | 6 | 17 | 2.8% |
| Alpena County | 6 | 8 | 3.6% |
| Luce County | 6 | 1 | 2.6% |
| Ottawa County | 7 | 137 | 3.4% |
| Allegan County | 7 | 48 | 2.9% |
| Bay County | 7 | 43 | 3.1% |
- The Huntington National Bank nationwide
- Michigan mortgage market
- The Huntington National Bank in Ohio
- The Huntington National Bank in Illinois
- The Huntington National Bank in Indiana
- The Huntington National Bank in Minnesota
- The Huntington National Bank in Pennsylvania
- The Huntington National Bank in West Virginia
- The Huntington National Bank in Kentucky
- The Huntington National Bank in Wisconsin
- The Huntington National Bank in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology