Lender in Ohio · HMDA 2025
The Huntington National Bank mortgages in Ohio
The Huntington National Bank's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
The Huntington National Bank originated 7,775 owner-occupied single-family loans in Ohio from 8,774 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $4,420 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.625% (Ohio: 6.625%).
Loans in OH
7,775
of 8,774 applications
Denial rate
6.5%
Purchase · OH 7.1%
Rate spread
+0.20 pts
Conv. · OH +0.22 pts
Loan amount
$215,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 6,150 | 5,669 | 6.5% | 6.625% | +0.20 pts | $4,420 | $215,000 |
| Refinance | 944 | 778 | 15.0% | 6.625% | +0.12 pts | $3,530 | $225,000 |
| Cash-out refinance | 1,680 | 1,328 | 17.4% | 6.875% | +0.63 pts | $3,210 | $135,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where The Huntington National Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 80.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mahoning County | 1 | 280 | 10.2% |
| Wood County | 1 | 193 | 11.9% |
| Defiance County | 1 | 61 | 13.4% |
| Ottawa County | 1 | 57 | 11.4% |
| Guernsey County | 1 | 53 | 13.2% |
| Henry County | 1 | 45 | 14.1% |
| Stark County | 2 | 556 | 10.8% |
| Lucas County | 2 | 401 | 8.6% |
| Columbiana County | 2 | 92 | 8.7% |
| Logan County | 2 | 51 | 7.8% |
| Carroll County | 2 | 34 | 12.6% |
| Summit County | 3 | 453 | 6.2% |
| Lake County | 3 | 223 | 6.2% |
| Medina County | 3 | 176 | 6.3% |
| Portage County | 3 | 143 | 7.5% |
| Ashtabula County | 3 | 95 | 8.4% |
| Muskingum County | 3 | 93 | 7.8% |
| Wayne County | 3 | 86 | 7.0% |
| Tuscarawas County | 3 | 69 | 8.1% |
| Hancock County | 3 | 60 | 5.9% |
| Harrison County | 3 | 10 | 7.6% |
| Noble County | 3 | 9 | 9.3% |
| Cuyahoga County | 4 | 755 | 5.6% |
| Lorain County | 4 | 257 | 5.0% |
| Warren County | 4 | 208 | 4.4% |
| Trumbull County | 4 | 178 | 7.3% |
| Union County | 4 | 101 | 6.1% |
| Clark County | 4 | 84 | 4.3% |
| Geauga County | 4 | 70 | 5.8% |
| Williams County | 4 | 49 | 10.3% |
- The Huntington National Bank nationwide
- Ohio mortgage market
- The Huntington National Bank in Michigan
- The Huntington National Bank in Illinois
- The Huntington National Bank in Indiana
- The Huntington National Bank in Minnesota
- The Huntington National Bank in Pennsylvania
- The Huntington National Bank in West Virginia
- The Huntington National Bank in Kentucky
- The Huntington National Bank in Wisconsin
- The Huntington National Bank in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology