Lender in Maryland · HMDA 2025
The Mortgage Link, Inc. mortgages in Maryland
The Mortgage Link, Inc.'s 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
The Mortgage Link, Inc. originated 216 owner-occupied single-family loans in Maryland from 249 completed applications.
Its median conventional purchase loan costs were $18,620 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.625% (Maryland: 6.625%).
Loans in MD
216
of 249 applications
Denial rate
3.8%
Purchase · MD 8.6%
Rate spread
+0.30 pts
Conv. · MD +0.14 pts
Loan amount
$405,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 211 | 185 | 3.8% | 6.625% | +0.30 pts | $18,620 | $405,000 |
| Refinance | 22 | 19 | 4.5% | — | — | — | — |
| Cash-out refinance | 16 | 12 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology