Lender in Michigan · HMDA 2025
The Mortgage Link, Inc. mortgages in Michigan
The Mortgage Link, Inc.'s 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
The Mortgage Link, Inc. originated 616 owner-occupied single-family loans in Michigan from 659 completed applications.
Its median conventional purchase loan costs were $11,450 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.75% (Michigan: 6.625%).
Loans in MI
616
of 659 applications
Denial rate
1.1%
Purchase · MI 7.8%
Rate spread
+0.47 pts
Conv. · MI +0.23 pts
Loan amount
$195,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 521 | 485 | 1.1% | 6.750% | +0.47 pts | $11,450 | $195,000 |
| Refinance | 94 | 89 | 1.1% | 6.625% | +0.35 pts | $8,090 | $275,000 |
| Cash-out refinance | 44 | 42 | 2.3% | 6.875% | +0.45 pts | $8,900 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where The Mortgage Link, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wayne County | 9 | 374 | 2.0% |
| Monroe County | 16 | 32 | 1.4% |
| Kalkaska County | 23 | 2 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology