Lender in Wisconsin · HMDA 2025
The Park Bank mortgages in Wisconsin
The Park Bank's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
The Park Bank originated 227 owner-occupied single-family loans in Wisconsin from 241 completed applications.
Its median conventional purchase loan costs were $3,380 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.625% (Wisconsin: 6.625%).
Loans in WI
227
of 241 applications
Denial rate
4.0%
Purchase · WI 6.2%
Rate spread
−0.01 pts
Conv. · WI +0.12 pts
Loan amount
$395,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 150 | 141 | 4.0% | 6.625% | −0.01 pts | $3,380 | $395,000 |
| Refinance | 74 | 71 | 2.7% | 6.125% | −0.16 pts | $1,810 | $365,000 |
| Cash-out refinance | 17 | 15 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where The Park Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dane County | 9 | 200 | 2.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology