Lender in Florida · HMDA 2025
Third Federal Savings and Loan Association of Cleveland mortgages in Florida
Third Federal Savings and Loan Association of Cleveland's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Third Federal Savings and Loan Association of Cleveland originated 461 owner-occupied single-family loans in Florida from 694 completed applications.
Its median conventional purchase loan costs were $3,050 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.29% (Florida: 6.625%).
Loans in FL
461
of 694 applications
Denial rate
16.0%
Purchase · FL 12.8%
Rate spread
−0.25 pts
Conv. · FL +0.14 pts
Loan amount
$255,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 499 | 375 | 16.0% | 6.290% | −0.25 pts | $3,050 | $255,000 |
| Refinance | 94 | 39 | 55.3% | — | −0.17 pts | $0 | $165,000 |
| Cash-out refinance | 101 | 47 | 48.5% | 4.990% | −0.12 pts | $500 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology