Lender in Ohio · HMDA 2025
Third Federal Savings and Loan Association of Cleveland mortgages in Ohio
Third Federal Savings and Loan Association of Cleveland's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Third Federal Savings and Loan Association of Cleveland originated 2,476 owner-occupied single-family loans in Ohio from 2,924 completed applications, making it the state's #11 lender by volume.
Its median conventional purchase loan costs were $3,610 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.34% (Ohio: 6.625%).
Loans in OH
2,476
of 2,924 applications
Denial rate
5.5%
Purchase · OH 7.1%
Rate spread
−0.18 pts
Conv. · OH +0.22 pts
Loan amount
$245,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,336 | 2,092 | 5.5% | 6.340% | −0.18 pts | $3,610 | $245,000 |
| Refinance | 301 | 205 | 26.9% | 6.375% | +0.11 pts | $0 | $175,000 |
| Cash-out refinance | 287 | 179 | 32.1% | 5.990% | −0.15 pts | $500 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Third Federal Savings and Loan Association of Cleveland ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cuyahoga County | 3 | 816 | 6.0% |
| Lake County | 4 | 174 | 4.8% |
| Medina County | 5 | 144 | 5.2% |
| Summit County | 6 | 260 | 3.6% |
| Lorain County | 6 | 202 | 3.9% |
| Portage County | 7 | 54 | 2.9% |
| Geauga County | 7 | 47 | 3.9% |
| Hamilton County | 14 | 177 | 1.6% |
| Delaware County | 18 | 70 | 1.6% |
| Wayne County | 18 | 16 | 1.3% |
| Clermont County | 20 | 45 | 1.2% |
| Clinton County | 21 | 6 | 1.0% |
| Butler County | 22 | 67 | 1.2% |
| Ashland County | 22 | 6 | 0.9% |
| Erie County | 23 | 8 | 0.9% |
| Franklin County | 24 | 171 | 1.0% |
| Warren County | 24 | 49 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology