Lender in Georgia · HMDA 2025
Top Flite Financial, Inc. mortgages in Georgia
Top Flite Financial, Inc.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Top Flite Financial, Inc. originated 293 owner-occupied single-family loans in Georgia from 331 completed applications.
Its median conventional purchase loan costs were $5,420 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
293
of 331 applications
Denial rate
7.3%
Purchase · GA 9.9%
Rate spread
+0.28 pts
Conv. · GA +0.13 pts
Loan amount
$265,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 165 | 152 | 7.3% | 6.625% | +0.28 pts | $5,420 | $265,000 |
| Refinance | 11 | 9 | — | — | — | — | — |
| Cash-out refinance | 155 | 132 | 13.6% | — | +0.87 pts | $9,010 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Top Flite Financial, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pike County | 3 | 23 | 7.2% |
| Upson County | 4 | 16 | 5.2% |
| Lamar County | 7 | 11 | 3.2% |
| Meriwether County | 8 | 6 | 2.0% |
| Spalding County | 11 | 23 | 2.2% |
| Johnson County | 12 | 1 | 1.9% |
| Jeff Davis County | 13 | 1 | 1.2% |
| Candler County | 17 | 1 | 1.3% |
| Emanuel County | 18 | 1 | 1.1% |
| Ben Hill County | 21 | 1 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology