Lender in Wisconsin · HMDA 2025
University of Wisconsin Credit Union mortgages in Wisconsin
University of Wisconsin Credit Union's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
University of Wisconsin Credit Union originated 2,620 owner-occupied single-family loans in Wisconsin from 2,787 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $3,230 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.625% (Wisconsin: 6.625%).
Loans in WI
2,620
of 2,787 applications
Denial rate
2.4%
Purchase · WI 6.2%
Rate spread
−0.01 pts
Conv. · WI +0.12 pts
Loan amount
$305,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,936 | 1,887 | 2.4% | 6.625% | −0.01 pts | $3,230 | $305,000 |
| Refinance | 567 | 519 | 8.5% | 6.375% | −0.14 pts | $1,780 | $305,000 |
| Cash-out refinance | 284 | 214 | 24.6% | 6.625% | +0.02 pts | $2,400 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where University of Wisconsin Credit Union ranks in the top 25
Showing the 30 counties where it ranks highest, of 32.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dane County | 1 | 1,281 | 17.0% |
| Columbia County | 2 | 70 | 7.1% |
| Sauk County | 4 | 48 | 5.5% |
| Green County | 4 | 36 | 6.7% |
| Iowa County | 4 | 19 | 6.0% |
| Milwaukee County | 5 | 445 | 4.5% |
| Jefferson County | 6 | 36 | 3.1% |
| Portage County | 6 | 30 | 4.0% |
| Rock County | 8 | 75 | 2.9% |
| Adams County | 8 | 8 | 3.0% |
| Marquette County | 8 | 6 | 3.0% |
| Florence County | 8 | 1 | 2.4% |
| Waukesha County | 9 | 213 | 3.3% |
| Lafayette County | 10 | 3 | 1.6% |
| Forest County | 10 | 1 | 0.9% |
| Grant County | 11 | 8 | 1.6% |
| Juneau County | 11 | 6 | 1.8% |
| Ozaukee County | 13 | 32 | 2.4% |
| Vernon County | 13 | 5 | 1.5% |
| Dodge County | 14 | 24 | 1.9% |
| Door County | 16 | 4 | 1.2% |
| Lincoln County | 16 | 4 | 1.1% |
| Oneida County | 16 | 4 | 1.0% |
| Vilas County | 19 | 3 | 1.1% |
| Washington County | 20 | 30 | 1.4% |
| Wood County | 21 | 10 | 1.1% |
| Shawano County | 21 | 4 | 0.8% |
| Racine County | 23 | 31 | 1.1% |
| Fond du Lac County | 23 | 14 | 0.9% |
| La Crosse County | 24 | 16 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology