Lender in Florida · HMDA 2025
U.S. Bank, N.A. mortgages in Florida
U.S. Bank, N.A.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
U.S. Bank, N.A. originated 1,206 owner-occupied single-family loans in Florida from 1,421 completed applications.
Its median conventional purchase loan costs were $6,440 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.49% (Florida: 6.625%).
Loans in FL
1,206
of 1,421 applications
Denial rate
9.4%
Purchase · FL 12.8%
Rate spread
−0.07 pts
Conv. · FL +0.14 pts
Loan amount
$435,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,168 | 1,034 | 9.4% | 6.490% | −0.07 pts | $6,440 | $435,000 |
| Refinance | 112 | 86 | 17.9% | 6.490% | −0.07 pts | $5,440 | $555,000 |
| Cash-out refinance | 141 | 86 | 36.2% | 6.875% | +0.22 pts | $5,300 | $205,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where U.S. Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Collier County | 14 | 55 | 1.2% |
| St. Johns County | 17 | 90 | 1.3% |
| Palm Beach County | 21 | 129 | 0.8% |
| Sarasota County | 22 | 63 | 0.9% |
- U.S. Bank, N.A. nationwide
- Florida mortgage market
- U.S. Bank, N.A. in California
- U.S. Bank, N.A. in Illinois
- U.S. Bank, N.A. in Washington
- U.S. Bank, N.A. in Minnesota
- U.S. Bank, N.A. in Ohio
- U.S. Bank, N.A. in Missouri
- U.S. Bank, N.A. in Texas
- U.S. Bank, N.A. in Wisconsin
- U.S. Bank, N.A. in Kentucky
- U.S. Bank, N.A. in New York
- U.S. Bank, N.A. in Connecticut
- U.S. Bank, N.A. in Iowa
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology