Lender in Missouri · HMDA 2025
U.S. Bank, N.A. mortgages in Missouri
U.S. Bank, N.A.'s 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
U.S. Bank, N.A. originated 1,591 owner-occupied single-family loans in Missouri from 1,832 completed applications, making it the state's #12 lender by volume.
Its median conventional purchase loan costs were $3,520 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.625% (Missouri: 6.625%).
Loans in MO
1,591
of 1,832 applications
Denial rate
9.9%
Purchase · MO 6.5%
Rate spread
+0.10 pts
Conv. · MO +0.24 pts
Loan amount
$235,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,373 | 1,211 | 9.9% | 6.625% | +0.10 pts | $3,520 | $235,000 |
| Refinance | 222 | 185 | 14.0% | 6.375% | +0.06 pts | $2,790 | $245,000 |
| Cash-out refinance | 237 | 195 | 16.5% | 6.875% | +0.43 pts | $2,730 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where U.S. Bank, N.A. ranks in the top 25
Showing the 30 counties where it ranks highest, of 65.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Nodaway County | 2 | 27 | 13.4% |
| Atchison County | 3 | 6 | 10.0% |
| Buchanan County | 4 | 82 | 6.8% |
| Schuyler County | 4 | 2 | 9.1% |
| Holt County | 5 | 3 | 7.3% |
| Mercer County | 5 | 2 | 8.7% |
| Marion County | 6 | 14 | 3.9% |
| Andrew County | 6 | 11 | 4.4% |
| Jasper County | 7 | 40 | 2.2% |
| Adair County | 7 | 14 | 5.5% |
| Bollinger County | 7 | 6 | 5.4% |
| Grundy County | 7 | 4 | 3.9% |
| St. Louis County | 8 | 375 | 2.8% |
| Cape Girardeau County | 8 | 43 | 4.1% |
| Gentry County | 8 | 5 | 5.4% |
| Macon County | 8 | 5 | 4.3% |
| Warren County | 9 | 23 | 2.8% |
| Phelps County | 9 | 21 | 4.3% |
| Boone County | 10 | 42 | 1.7% |
| Washington County | 10 | 7 | 2.9% |
| Morgan County | 10 | 5 | 2.2% |
| St. Charles County | 11 | 180 | 2.3% |
| Clinton County | 11 | 10 | 2.4% |
| Vernon County | 11 | 5 | 2.4% |
| Montgomery County | 11 | 4 | 2.9% |
| DeKalb County | 11 | 3 | 2.6% |
| St. Louis city | 12 | 64 | 2.0% |
| Audrain County | 12 | 6 | 1.9% |
| Osage County | 12 | 4 | 1.9% |
| Perry County | 12 | 4 | 1.7% |
- U.S. Bank, N.A. nationwide
- Missouri mortgage market
- U.S. Bank, N.A. in California
- U.S. Bank, N.A. in Illinois
- U.S. Bank, N.A. in Washington
- U.S. Bank, N.A. in Minnesota
- U.S. Bank, N.A. in Ohio
- U.S. Bank, N.A. in Texas
- U.S. Bank, N.A. in Wisconsin
- U.S. Bank, N.A. in Kentucky
- U.S. Bank, N.A. in Florida
- U.S. Bank, N.A. in New York
- U.S. Bank, N.A. in Connecticut
- U.S. Bank, N.A. in Iowa
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology