Lender in North Carolina · HMDA 2025
Velocio Mortgage L.L.C. mortgages in North Carolina
Velocio Mortgage L.L.C.'s 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Velocio Mortgage L.L.C. originated 529 owner-occupied single-family loans in North Carolina from 551 completed applications.
Its median conventional purchase loan costs were $4,300 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 4.99% (North Carolina: 6.50%).
Loans in NC
529
of 551 applications
Denial rate
4.0%
Purchase · NC 7.6%
Rate spread
−1.51 pts
Conv. · NC +0.04 pts
Loan amount
$325,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 550 | 528 | 4.0% | 4.990% | −1.51 pts | $4,300 | $325,000 |
| Refinance | 1 | 1 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Velocio Mortgage L.L.C. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Nash County | 2 | 92 | 6.6% |
| Johnston County | 8 | 116 | 2.3% |
| Durham County | 14 | 70 | 1.5% |
| Wilson County | 14 | 17 | 1.8% |
| Franklin County | 22 | 20 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology