Lender in Texas · HMDA 2025
Velocio Mortgage L.L.C. mortgages in Texas
Velocio Mortgage L.L.C.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Velocio Mortgage L.L.C. originated 3,071 owner-occupied single-family loans in Texas from 3,219 completed applications, making it the state's #18 lender by volume.
Its median conventional purchase loan costs were $6,860 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 4.99% (Texas: 6.50%).
Loans in TX
3,071
of 3,219 applications
Denial rate
4.5%
Purchase · TX 10.2%
Rate spread
−1.49 pts
Conv. · TX +0.09 pts
Loan amount
$325,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 3,215 | 3,067 | 4.5% | 4.990% | −1.49 pts | $6,860 | $325,000 |
| Refinance | 3 | 3 | — | — | — | — | — |
| Cash-out refinance | 1 | 1 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Velocio Mortgage L.L.C. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Caldwell County | 3 | 53 | 9.5% |
| Williamson County | 4 | 446 | 3.4% |
| Hays County | 5 | 207 | 3.8% |
| Kaufman County | 6 | 114 | 2.5% |
| Waller County | 6 | 52 | 2.7% |
| Bexar County | 8 | 692 | 2.6% |
| Bastrop County | 9 | 27 | 1.8% |
| Medina County | 11 | 24 | 2.4% |
| Collin County | 12 | 354 | 1.5% |
| Montgomery County | 13 | 221 | 1.5% |
| Guadalupe County | 14 | 67 | 1.5% |
| Travis County | 18 | 153 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology