Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Alabama · HMDA 2025

Village Capital & Investment LLC mortgages in Alabama

Village Capital & Investment LLC's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.

Village Capital & Investment LLC originated 235 owner-occupied single-family loans in Alabama from 601 completed applications.

Loans in AL
235
of 601 applications
Denial rate
79.2%
Purchase · AL 9.1%
Rate spread
—
Conv. · AL +0.17 pts
Loan amount
—
Purchase · AL $265,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase24279.2%————
Refinance3932089.9%———$285,000
Cash-out refinance1842568.5%———$255,000

*Conventional loans only; medians with at least 20 loans.

Alabama counties where Village Capital & Investment LLC ranks in the top 25

CountyRankLoansMarket share
Russell County12181.8%
Wilcox County1712.9%
Cleburne County1821.5%
Lowndes County2112.4%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology