Lender in Colorado · HMDA 2025
V.i.p. Mortgage, Inc. mortgages in Colorado
V.i.p. Mortgage, Inc.'s 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
V.i.p. Mortgage, Inc. originated 950 owner-occupied single-family loans in Colorado from 969 completed applications, making it the state's #22 lender by volume.
Its median conventional purchase loan costs were $7,470 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.624% (Colorado: 6.50%).
Loans in CO
950
of 969 applications
Denial rate
0.8%
Purchase · CO 6.3%
Rate spread
+0.20 pts
Conv. · CO +0.04 pts
Loan amount
$445,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 831 | 817 | 0.8% | 6.624% | +0.20 pts | $7,470 | $445,000 |
| Refinance | 96 | 93 | 1.0% | 6.375% | +0.08 pts | $4,730 | $485,000 |
| Cash-out refinance | 42 | 40 | 2.4% | 6.625% | +0.36 pts | $7,920 | $485,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where V.i.p. Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montezuma County | 1 | 47 | 18.1% |
| Dolores County | 2 | 2 | 10.5% |
| Mesa County | 7 | 73 | 2.7% |
| Washington County | 10 | 2 | 3.2% |
| Archuleta County | 11 | 5 | 2.0% |
| Rio Blanco County | 11 | 3 | 2.9% |
| Denver County | 12 | 141 | 1.6% |
| Jefferson County | 15 | 127 | 1.4% |
| Adams County | 19 | 108 | 1.2% |
| Elbert County | 19 | 10 | 1.1% |
| Montrose County | 19 | 6 | 1.0% |
| Teller County | 19 | 6 | 1.0% |
| El Paso County | 21 | 146 | 1.0% |
| Arapahoe County | 23 | 99 | 1.0% |
| Saguache County | 24 | 1 | 2.0% |
| Lake County | 25 | 2 | 1.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology