Lender in Texas · HMDA 2025
V.i.p. Mortgage, Inc. mortgages in Texas
V.i.p. Mortgage, Inc.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
V.i.p. Mortgage, Inc. originated 985 owner-occupied single-family loans in Texas from 1,023 completed applications.
Its median conventional purchase loan costs were $8,310 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.50% (Texas: 6.50%).
Loans in TX
985
of 1,023 applications
Denial rate
3.5%
Purchase · TX 10.2%
Rate spread
+0.13 pts
Conv. · TX +0.09 pts
Loan amount
$335,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 947 | 913 | 3.5% | 6.500% | +0.13 pts | $8,310 | $335,000 |
| Refinance | 59 | 56 | 5.1% | 6.625% | +0.10 pts | $6,270 | $415,000 |
| Cash-out refinance | 17 | 16 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where V.i.p. Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kerr County | 6 | 24 | 4.8% |
| Gillespie County | 25 | 3 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology