Lender in Iowa · HMDA 2025
West Gate Bank mortgages in Iowa
West Gate Bank's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
West Gate Bank originated 427 owner-occupied single-family loans in Iowa from 467 completed applications, making it the state's #24 lender by volume.
Its median conventional purchase loan costs were $2,680 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.375% (Iowa: 6.375%).
Loans in IA
427
of 467 applications
Denial rate
2.4%
Purchase · IA 6.3%
Rate spread
−0.07 pts
Conv. · IA −0.05 pts
Loan amount
$205,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 373 | 346 | 2.4% | 6.375% | −0.07 pts | $2,680 | $205,000 |
| Refinance | 59 | 53 | 1.7% | 6.125% | −0.16 pts | $2,220 | $315,000 |
| Cash-out refinance | 35 | 28 | 11.4% | — | +0.08 pts | $2,170 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where West Gate Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 36.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Harrison County | 1 | 26 | 11.1% |
| Monroe County | 2 | 6 | 7.8% |
| Jefferson County | 3 | 12 | 7.0% |
| Appanoose County | 3 | 11 | 8.9% |
| Davis County | 3 | 6 | 8.3% |
| Wapello County | 5 | 17 | 4.4% |
| Marion County | 5 | 16 | 3.5% |
| Poweshiek County | 5 | 10 | 4.2% |
| Mahaska County | 6 | 18 | 6.6% |
| Bremer County | 6 | 14 | 3.5% |
| Decatur County | 6 | 4 | 5.0% |
| Taylor County | 6 | 2 | 4.1% |
| Cass County | 7 | 5 | 2.9% |
| Lucas County | 7 | 4 | 2.8% |
| Henry County | 8 | 9 | 5.0% |
| Clarke County | 10 | 5 | 3.8% |
| Shelby County | 10 | 4 | 2.6% |
| Keokuk County | 10 | 3 | 3.0% |
| Osceola County | 10 | 2 | 4.8% |
| Story County | 11 | 31 | 3.1% |
| Page County | 12 | 4 | 2.2% |
| Pocahontas County | 13 | 2 | 2.6% |
| Mills County | 14 | 5 | 1.7% |
| Buchanan County | 14 | 4 | 1.5% |
| Hardin County | 14 | 4 | 2.1% |
| Union County | 14 | 3 | 2.3% |
| Black Hawk County | 15 | 15 | 0.9% |
| Marshall County | 17 | 6 | 1.5% |
| Humboldt County | 17 | 2 | 1.7% |
| Butler County | 18 | 2 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology