Lender in Nebraska · HMDA 2025
West Gate Bank mortgages in Nebraska
West Gate Bank's 2025 home-purchase and refinance lending in Nebraska, compared with all lenders in the state.
West Gate Bank originated 1,486 owner-occupied single-family loans in Nebraska from 1,729 completed applications, making it the state's #2 lender by volume.
Its median conventional purchase loan costs were $2,820 versus $3,100 for all Nebraska lenders, at a median 30-year fixed rate of 6.50% (Nebraska: 6.624%).
Loans in NE
1,486
of 1,729 applications
Denial rate
3.3%
Purchase · NE 5.9%
Rate spread
−0.00 pts
Conv. · NE +0.13 pts
Loan amount
$235,000
Purchase · NE $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,363 | 1,185 | 3.3% | 6.500% | −0.00 pts | $2,820 | $235,000 |
| Refinance | 239 | 202 | 8.4% | 6.250% | −0.16 pts | $2,260 | $245,000 |
| Cash-out refinance | 127 | 99 | 10.2% | 6.750% | +0.26 pts | $2,570 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Nebraska counties where West Gate Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 70.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Madison County | 1 | 88 | 22.7% |
| Dodge County | 1 | 82 | 16.4% |
| Washington County | 1 | 56 | 16.8% |
| York County | 1 | 40 | 25.0% |
| Dawson County | 1 | 36 | 13.3% |
| Fillmore County | 1 | 24 | 42.1% |
| Pierce County | 1 | 22 | 40.0% |
| Cuming County | 1 | 20 | 25.0% |
| Thayer County | 1 | 12 | 26.7% |
| Knox County | 1 | 8 | 16.7% |
| Nuckolls County | 1 | 8 | 20.0% |
| Harlan County | 1 | 6 | 27.3% |
| Nance County | 1 | 5 | 18.5% |
| Boyd County | 1 | 2 | 50.0% |
| Rock County | 1 | 2 | 22.2% |
| Seward County | 2 | 27 | 11.4% |
| Cass County | 2 | 23 | 4.7% |
| Saunders County | 2 | 23 | 6.2% |
| Hamilton County | 2 | 22 | 12.8% |
| Clay County | 2 | 15 | 18.5% |
| Custer County | 2 | 13 | 15.3% |
| Boone County | 2 | 12 | 23.1% |
| Holt County | 2 | 12 | 15.2% |
| Jefferson County | 2 | 11 | 10.5% |
| Phelps County | 2 | 11 | 11.0% |
| Antelope County | 2 | 9 | 14.3% |
| Butler County | 2 | 8 | 8.9% |
| Polk County | 2 | 8 | 12.5% |
| Stanton County | 2 | 8 | 12.7% |
| Kearney County | 2 | 7 | 10.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology