Lender in Wisconsin · HMDA 2025
Westconsin Credit Union mortgages in Wisconsin
Westconsin Credit Union's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
Westconsin Credit Union originated 372 owner-occupied single-family loans in Wisconsin from 464 completed applications.
Its median conventional purchase loan costs were $3,060 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.875% (Wisconsin: 6.625%).
Loans in WI
372
of 464 applications
Denial rate
15.2%
Purchase · WI 6.2%
Rate spread
+0.24 pts
Conv. · WI +0.12 pts
Loan amount
$225,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 316 | 260 | 15.2% | 6.875% | +0.24 pts | $3,060 | $225,000 |
| Refinance | 36 | 24 | 27.8% | — | +0.12 pts | $2,320 | $225,000 |
| Cash-out refinance | 112 | 88 | 20.5% | 6.875% | +0.22 pts | $2,310 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where Westconsin Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pierce County | 1 | 50 | 8.8% |
| Pepin County | 1 | 9 | 10.5% |
| Dunn County | 2 | 52 | 10.8% |
| Eau Claire County | 3 | 42 | 3.3% |
| Polk County | 3 | 41 | 5.6% |
| Barron County | 4 | 42 | 7.1% |
| Chippewa County | 5 | 35 | 4.2% |
| Washburn County | 5 | 8 | 4.6% |
| Rusk County | 5 | 6 | 3.5% |
| St. Croix County | 7 | 67 | 4.1% |
| Burnett County | 9 | 4 | 1.9% |
| Sawyer County | 11 | 4 | 2.3% |
| Buffalo County | 18 | 2 | 1.3% |
| Price County | 22 | 2 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology