Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Connecticut · 2026

Connecticut 2026 FHA and conforming loan limits

For a one-unit home in Connecticut, the 2026 conforming limit is $832,750 to $977,500 and the FHA limit is $541,287 to $977,500. FHA limits rose in 9 of 9 counties from 2025.

CountyConforming 1 unitConforming 2 unitsFHA 1 unitFHA 2 unitsFHA 3 unitsFHA 4 unitsFHA vs 2025
Capitol Planning Region$832,750$1,066,250$541,287$693,050$837,700$1,041,125—
Greater Bridgeport Planning Region$977,500$1,251,400$977,500$1,251,400$1,512,650$1,879,850—
Lower Connecticut River Valley Planning Region$832,750$1,066,250$541,287$693,050$837,700$1,041,125—
Naugatuck Valley Planning Region$851,000$1,089,450$541,287$693,050$837,700$1,041,125—
Northeastern Connecticut Planning Region$832,750$1,066,250$541,287$693,050$837,700$1,041,125—
Northwest Hills Planning Region$832,750$1,066,250$541,287$693,050$837,700$1,041,125—
South Central Connecticut Planning Region$832,750$1,066,250$541,287$693,050$837,700$1,041,125—
Southeastern Connecticut Planning Region$832,750$1,066,250$541,287$693,050$837,700$1,041,125—
Western Connecticut Planning Region$977,500$1,251,400$977,500$1,251,400$1,512,650$1,879,850—

Conforming limits: FHFA (2026). FHA forward-mortgage limits: HUD (2026 case numbers). Each county page adds 2025 mortgage activity.

Counts: 9 counties and county-equivalents.