County ranking · HMDA 2025
Highest and lowest mortgage rates by county
Median rate on 30-year fixed conventional purchase loans. Ranked among 1,944 counties with at least 100 home-purchase mortgages in 2025.
Highest median 30-year fixed rate
| Rank | County | Value | Purchases |
|---|---|---|---|
| 1 | Russell County, VA | 7.125% | 112 |
| 2 | Wise County, VA | 6.990% | 118 |
| 3 | Hendry County, FL | 6.899% | 377 |
| 4 | Coffee County, AL | 6.875% | 645 |
| 5 | Covington County, AL | 6.875% | 199 |
| 6 | Izard County, AR | 6.875% | 104 |
| 7 | Jefferson County, AR | 6.875% | 316 |
| 8 | Mississippi County, AR | 6.875% | 238 |
| 9 | Lassen County, CA | 6.875% | 172 |
| 10 | Hardee County, FL | 6.875% | 116 |
| 11 | Lee County, IL | 6.875% | 222 |
| 12 | Benton County, IN | 6.875% | 110 |
| 13 | Blackford County, IN | 6.875% | 104 |
| 14 | Fayette County, IN | 6.875% | 223 |
| 15 | Fountain County, IN | 6.875% | 147 |
| 16 | Grant County, IN | 6.875% | 493 |
| 17 | Henry County, IN | 6.875% | 453 |
| 18 | Jay County, IN | 6.875% | 127 |
| 19 | LaPorte County, IN | 6.875% | 800 |
| 20 | Marshall County, IN | 6.875% | 355 |
| 21 | Orange County, IN | 6.875% | 122 |
| 22 | Parke County, IN | 6.875% | 106 |
| 23 | Rush County, IN | 6.875% | 153 |
| 24 | Starke County, IN | 6.875% | 204 |
| 25 | Sullivan County, IN | 6.875% | 145 |
Lowest median 30-year fixed rate
| Rank | County | Value | Purchases |
|---|---|---|---|
| 1944 | Guadalupe County, TX | 6.125% | 3,609 |
| 1943 | Caldwell County, TX | 6.125% | 457 |
| 1942 | Hughes County, SD | 6.250% | 150 |
| 1941 | Morton County, ND | 6.250% | 319 |
| 1940 | Washington County, IA | 6.250% | 257 |
| 1939 | Linn County, IA | 6.250% | 2,931 |
| 1938 | Johnson County, IA | 6.250% | 1,790 |
| 1937 | Iowa County, IA | 6.250% | 175 |
| 1936 | Dubuque County, IA | 6.250% | 1,031 |
| 1935 | Grant County, WI | 6.375% | 348 |
| 1934 | Ohio County, WV | 6.375% | 288 |
| 1933 | Tooele County, UT | 6.375% | 1,293 |
| 1932 | Williamson County, TX | 6.375% | 10,279 |
| 1931 | Rockwall County, TX | 6.375% | 2,277 |
| 1930 | Kendall County, TX | 6.375% | 798 |
| 1929 | Hays County, TX | 6.375% | 4,599 |
| 1928 | Gillespie County, TX | 6.375% | 226 |
| 1927 | Yankton County, SD | 6.375% | 187 |
| 1926 | Minnehaha County, SD | 6.375% | 2,369 |
| 1925 | Davison County, SD | 6.375% | 154 |
| 1924 | Brookings County, SD | 6.375% | 264 |
| 1923 | Greene County, PA | 6.375% | 185 |
| 1922 | Fayette County, PA | 6.375% | 735 |
| 1921 | Ward County, ND | 6.375% | 737 |
| 1920 | Stutsman County, ND | 6.375% | 131 |
- Counties where home buyers earn the most and least
- Largest and smallest home-purchase loans by county
- Highest and lowest financed home values by county
- Highest and lowest mortgage loan costs by county
- Counties with the highest and lowest mortgage denial rates
- Biggest and smallest down payments by county
- Where FHA loans are most and least common
Source: FFIEC/CFPB HMDA 2025 public LAR; owner-occupied single-family site-built homes, first-lien closed-end purchase loans. Methodology