County ranking · HMDA 2025
Where FHA loans are most and least common
FHA loans as a share of home-purchase mortgages. Ranked among 1,994 counties with at least 100 home-purchase mortgages in 2025.
Highest FHA share
| Rank | County | Value | Purchases |
|---|---|---|---|
| 1 | Starr County, TX | 69.5% | 118 |
| 2 | Webb County, TX | 68.4% | 1,729 |
| 3 | Ector County, TX | 67.7% | 1,774 |
| 4 | Maverick County, TX | 65.9% | 249 |
| 5 | Seward County, KS | 62.7% | 110 |
| 6 | Texas County, OK | 58.5% | 118 |
| 7 | Andrews County, TX | 57.9% | 178 |
| 8 | Mississippi County, AR | 57.1% | 238 |
| 9 | Hidalgo County, TX | 56.1% | 4,305 |
| 10 | Imperial County, CA | 56.0% | 747 |
| 11 | Howard County, TX | 54.8% | 219 |
| 12 | Hendry County, FL | 54.6% | 377 |
| 13 | Kaufman County, TX | 53.9% | 3,880 |
| 14 | Polk County, FL | 53.3% | 10,477 |
| 15 | Caldwell County, TX | 53.2% | 457 |
| 16 | Rockdale County, GA | 53.0% | 1,070 |
| 17 | Crittenden County, AR | 52.8% | 369 |
| 18 | Clayton County, GA | 52.8% | 1,940 |
| 19 | Liberty County, TX | 52.2% | 977 |
| 20 | Moore County, TX | 51.1% | 176 |
| 21 | Lea County, NM | 50.5% | 372 |
| 22 | Chaves County, NM | 50.5% | 402 |
| 23 | Butts County, GA | 50.2% | 247 |
| 24 | Tulare County, CA | 50.1% | 3,090 |
| 25 | Newton County, GA | 50.1% | 1,225 |
Lowest FHA share
| Rank | County | Value | Purchases |
|---|---|---|---|
| 1994 | New York County, NY | 0.0% | 4,421 |
| 1993 | Falls Church city, VA | 0.7% | 148 |
| 1992 | San Francisco County, CA | 0.7% | 3,442 |
| 1991 | Teton County, WY | 0.9% | 106 |
| 1990 | Santa Clara County, CA | 1.3% | 8,998 |
| 1989 | Eagle County, CO | 1.3% | 377 |
| 1988 | Charlottesville city, VA | 1.8% | 225 |
| 1987 | San Mateo County, CA | 1.9% | 3,597 |
| 1986 | Arlington County, VA | 2.2% | 1,705 |
| 1985 | Marin County, CA | 2.2% | 1,388 |
| 1984 | Addison County, VT | 2.2% | 179 |
| 1983 | Dane County, WI | 2.6% | 5,403 |
| 1982 | Lyon County, IA | 2.7% | 110 |
| 1981 | Summit County, CO | 2.8% | 363 |
| 1980 | Bremer County, IA | 3.0% | 270 |
| 1979 | Door County, WI | 3.1% | 226 |
| 1978 | Waukesha County, WI | 3.2% | 4,218 |
| 1977 | Teton County, ID | 3.4% | 117 |
| 1976 | Ozaukee County, WI | 3.5% | 903 |
| 1975 | Alexandria city, VA | 3.8% | 1,595 |
| 1974 | Butler County, IA | 3.8% | 130 |
| 1973 | Middlesex County, MA | 3.9% | 11,176 |
| 1972 | Bayfield County, WI | 3.9% | 102 |
| 1971 | Chittenden County, VT | 3.9% | 1,394 |
| 1970 | Chatham County, NC | 3.9% | 887 |
- Counties where home buyers earn the most and least
- Largest and smallest home-purchase loans by county
- Highest and lowest financed home values by county
- Highest and lowest mortgage loan costs by county
- Highest and lowest mortgage rates by county
- Counties with the highest and lowest mortgage denial rates
- Biggest and smallest down payments by county
Source: FFIEC/CFPB HMDA 2025 public LAR; owner-occupied single-family site-built homes, first-lien closed-end purchase loans. Methodology