Lender in Texas · HMDA 2025
Amarillo National Bank mortgages in Texas
Amarillo National Bank's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Amarillo National Bank originated 905 owner-occupied single-family loans in Texas from 1,188 completed applications.
Its median conventional purchase loan costs were $4,250 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
905
of 1,188 applications
Denial rate
1.1%
Purchase · TX 10.2%
Rate spread
+0.08 pts
Conv. · TX +0.09 pts
Loan amount
$235,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 953 | 768 | 1.1% | 6.625% | +0.08 pts | $4,250 | $235,000 |
| Refinance | 124 | 76 | 21.0% | 6.500% | +0.05 pts | $3,470 | $235,000 |
| Cash-out refinance | 111 | 61 | 21.6% | 7.000% | +0.65 pts | $3,770 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Amarillo National Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 33.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Randall County | 1 | 430 | 17.7% |
| Potter County | 1 | 164 | 17.3% |
| Hutchinson County | 1 | 41 | 18.5% |
| Carson County | 1 | 16 | 20.3% |
| Hansford County | 1 | 6 | 16.2% |
| Hartley County | 1 | 6 | 10.7% |
| Parmer County | 1 | 4 | 9.5% |
| Armstrong County | 1 | 3 | 10.3% |
| Hall County | 1 | 3 | 12.0% |
| Castro County | 2 | 4 | 10.5% |
| Cochran County | 2 | 1 | 20.0% |
| Moore County | 3 | 18 | 8.4% |
| Childress County | 3 | 4 | 11.1% |
| Hemphill County | 3 | 2 | 10.5% |
| Gray County | 4 | 15 | 8.0% |
| Deaf Smith County | 4 | 9 | 7.0% |
| Crosby County | 4 | 2 | 6.5% |
| Briscoe County | 4 | 1 | 12.5% |
| Collingsworth County | 4 | 1 | 9.1% |
| Ochiltree County | 5 | 3 | 5.2% |
| Oldham County | 8 | 1 | 5.6% |
| Robertson County | 11 | 3 | 1.8% |
| Donley County | 11 | 1 | 2.9% |
| Sherman County | 11 | 1 | 3.3% |
| Hockley County | 14 | 4 | 2.0% |
| Dallam County | 14 | 1 | 2.0% |
| Hale County | 15 | 3 | 1.5% |
| Swisher County | 16 | 1 | 1.6% |
| Lubbock County | 17 | 63 | 1.4% |
| Lynn County | 17 | 1 | 1.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology