Lender in Kansas · HMDA 2025

Ark-La-Tex Financial Services, LLC. mortgages in Kansas

Ark-La-Tex Financial Services, LLC.'s 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.

Ark-La-Tex Financial Services, LLC. originated 223 owner-occupied single-family loans in Kansas from 232 completed applications.

Its median conventional purchase loan costs were $2,850 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 6.875% (Kansas: 6.625%).

Loans in KS

223

of 232 applications

Denial rate

2.1%

Purchase · KS 6.6%

Rate spread

+0.33 pts

Conv. · KS +0.18 pts

Loan amount

$265,000

Purchase · KS $255,000

By loan purpose

Purpose	Applications	Loans	Denial rate	30-yr rate*	Rate spread*	Loan costs*	Median loan
Home purchase	193	186	2.1%	6.875%	+0.33 pts	$2,850	$265,000
Refinance	32	31	0.0%	6.624%	+0.20 pts	$1,670	$345,000
Cash-out refinance	7	6	—	—	—	—	—

*Conventional loans only; medians with at least 20 loans.

Kansas counties where Ark-La-Tex Financial Services, LLC. ranks in the top 25

County	Rank	Loans	Market share
Pratt County	2	8	10.4%
Trego County	3	1	5.9%
Kingman County	10	2	2.1%
Johnson County	23	103	1.1%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology