Lender in South Carolina · HMDA 2025
Ark-La-Tex Financial Services, LLC. mortgages in South Carolina
Ark-La-Tex Financial Services, LLC.'s 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Ark-La-Tex Financial Services, LLC. originated 448 owner-occupied single-family loans in South Carolina from 466 completed applications.
Its median conventional purchase loan costs were $4,120 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.625% (South Carolina: 6.624%).
Loans in SC
448
of 466 applications
Denial rate
2.9%
Purchase · SC 8.8%
Rate spread
+0.22 pts
Conv. · SC +0.12 pts
Loan amount
$265,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 421 | 407 | 2.9% | 6.625% | +0.22 pts | $4,120 | $265,000 |
| Refinance | 22 | 21 | 4.5% | — | — | — | $425,000 |
| Cash-out refinance | 23 | 20 | 8.7% | — | — | — | $245,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Ark-La-Tex Financial Services, LLC. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cherokee County | 3 | 32 | 5.8% |
| Spartanburg County | 8 | 184 | 2.5% |
| Union County | 10 | 5 | 1.9% |
| Beaufort County | 14 | 57 | 1.6% |
- Ark-La-Tex Financial Services, LLC. nationwide
- South Carolina mortgage market
- Ark-La-Tex Financial Services, LLC. in Texas
- Ark-La-Tex Financial Services, LLC. in Kentucky
- Ark-La-Tex Financial Services, LLC. in Florida
- Ark-La-Tex Financial Services, LLC. in Colorado
- Ark-La-Tex Financial Services, LLC. in California
- Ark-La-Tex Financial Services, LLC. in Tennessee
- Ark-La-Tex Financial Services, LLC. in Georgia
- Ark-La-Tex Financial Services, LLC. in Michigan
- Ark-La-Tex Financial Services, LLC. in Pennsylvania
- Ark-La-Tex Financial Services, LLC. in Louisiana
- Ark-La-Tex Financial Services, LLC. in Arizona
- Ark-La-Tex Financial Services, LLC. in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology