Lender in Michigan · HMDA 2025
Ark-La-Tex Financial Services, LLC. mortgages in Michigan
Ark-La-Tex Financial Services, LLC.'s 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
Ark-La-Tex Financial Services, LLC. originated 356 owner-occupied single-family loans in Michigan from 367 completed applications.
Its median conventional purchase loan costs were $5,150 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.75% (Michigan: 6.625%).
Loans in MI
356
of 367 applications
Denial rate
1.8%
Purchase · MI 7.8%
Rate spread
+0.36 pts
Conv. · MI +0.23 pts
Loan amount
$265,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 284 | 276 | 1.8% | 6.750% | +0.36 pts | $5,150 | $265,000 |
| Refinance | 51 | 49 | 3.9% | 6.624% | +0.09 pts | $4,760 | $295,000 |
| Cash-out refinance | 32 | 31 | 0.0% | — | +0.50 pts | $4,360 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where Ark-La-Tex Financial Services, LLC. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Roscommon County | 3 | 29 | 8.0% |
| Crawford County | 9 | 4 | 2.3% |
| Kent County | 13 | 146 | 1.6% |
| Alger County | 14 | 1 | 2.1% |
| Iron County | 14 | 1 | 0.7% |
| Newaygo County | 20 | 8 | 1.3% |
| Ogemaw County | 20 | 2 | 0.9% |
| Ionia County | 22 | 11 | 1.3% |
| Montcalm County | 24 | 10 | 1.1% |
| Emmet County | 24 | 2 | 0.6% |
- Ark-La-Tex Financial Services, LLC. nationwide
- Michigan mortgage market
- Ark-La-Tex Financial Services, LLC. in Texas
- Ark-La-Tex Financial Services, LLC. in Kentucky
- Ark-La-Tex Financial Services, LLC. in Florida
- Ark-La-Tex Financial Services, LLC. in Colorado
- Ark-La-Tex Financial Services, LLC. in California
- Ark-La-Tex Financial Services, LLC. in Tennessee
- Ark-La-Tex Financial Services, LLC. in South Carolina
- Ark-La-Tex Financial Services, LLC. in Georgia
- Ark-La-Tex Financial Services, LLC. in Pennsylvania
- Ark-La-Tex Financial Services, LLC. in Louisiana
- Ark-La-Tex Financial Services, LLC. in Arizona
- Ark-La-Tex Financial Services, LLC. in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology